Flexible Retirement Planning for a Team of the Future
Engineers, architects, computer scientists, building services engineers, and business administrators: io operates at the intersection of a wide variety of disciplines to develop and implement forward-looking and multifaceted investment projects. Our mission is to meet client expectations with precision. At the same time, we are committed to meeting the expectations of those who make this success possible: our employees.
Since 2014, io has relied on auxilion
A reliable and future-proof retirement plan plays a very important role in this regard. For more than six decades, io has been meeting its customers’ needs for customized solutions. It was therefore a logical step for the company to implement an equally tailored corporate retirement plan for its own team. After extensive research and based on well-reasoned articles in leading media outlets, it became clear that the solution could be found in nearby Heppenheim an der Bergstraße: Since 2014, io has relied on auxilion. This expert firm specializes in creating corporate pension plans that are independent of insurance companies and banks. For the general planner, it was the right partner to offer a tailor-made plan for its employees. The result: the io Retirement Plan. A retirement plan that is not only functional but also shows appreciation. Petra Hagenberger, Business Unit Manager for Human Resources, expresses her conviction: “A company pension plan that seamlessly aligns with the needs and wishes of our employees.”
A company pension plan that is perfectly tailored to the needs and preferences of our employees.
A guaranteed interest rate of four percent
It allows employees to contribute a portion of their gross salary through a deferred compensation plan. This attractive offer, with a guaranteed interest rate of four percent, outshines conventional insurance products. The io Retirement Plan is transparent, easy to understand, and simple. It is available to every employee free of charge. The amount of the future benefit is determined directly by the term, contribution amount, and interest rate. Every euro saved over the years is protected by the Pension Security Association (PSV). The individual nature of the retirement plan is also reflected in its look and feel: From the informational brochures to the digital occupational pension portal, every touchpoint is tailored to io’s corporate identity.
Tax Benefits for Business Optimization
A pleasant side effect: With the io Retirement Plan, the company has a portion of its previous personnel costs at its disposal. However, io not only benefits from the conversion of cash wages into capital but can also take advantage of tax benefits to optimize its business operations. The system’s predictability is also an advantage. Longevity risks are eliminated for companies through the one-time lump-sum payment. Another notable feature is the flexibility of the io Retirement Plan. Employees can not only set their regular contribution amount but also make special payments, increase or decrease the amount, or pause contributions. Project managers in particular—who often work remotely—appreciate the adaptability of the online portal. They can manage their retirement savings as they see fit and adjust their contribution amounts in no time at all—even on the go. “This makes retirement planning an essential aspect of our corporate culture,” Hagenberger is certain. “For ten years, it has helped us attract talented people and retain them in the company over the long term.”
